Provides accounts’ details, balances and transactions history of one or more accounts held by the Payment Service User in one BankLearn More
SIBS API Market provides both market-shared and provider-specific Payments, Information and Analytics APIs.
We provide all PSD2-compliant APIs (Account Information, Payment Initiation and Availability of Funds) as well as the MB WAY API which offers a simple solution to integrate checkout payments into online stores.
Here you can find the right services to integrate with and add value to your business.
SIBS brings into this platform the best in security and fraud prevention, combined with our experience in managing critical payment services.
The APIs guarantee a one-time implementation for PSD2 compliance, reaching more than 95% of all the Portuguese Payment accounts.
The integration process counts on a specialised Service Desk ensuring quick answers to your business-related questions or technical issues.
Payment Services Directive (PSD2) complements the EU rules to enable new players and existing services to grow payment instruments and access to payment accounts.
The first Payment Services Directive (PSD1) was adopted in 2007. This legislation provides the legal foundation for an EU single market for payments, to establish safer and more innovative payment services across the EU. The objective was to make cross-border payments as easy, efficient and secure as ‘national’ payments within a Member State.
It offered economies of scale and helped the Single Euro Payments Area (SEPA) in practice. The Commission proposed to review PSD1 to modernise it to take account of new types of payment services, such as payment initiation services.Learn More
PSD2 widens the scope of PSD1 by covering new services and players as well as by extending the scope of existing services (payment instruments issued by payment service providers that do not manage the account of the payment service user), enabling their access to payment accounts.Close Text
Fintechs and startups that want to create value to their customers by using services provided by partner API providers.
All Banks or Financial Institutions interested in accessing the PSD2 APIs as a Third Party Payment Service Provider.
Established organizations wishing to enhance their current business or expanding to new ones.