Account Information

API Products

Account Information

With the Account Information APIs, AISP under  PSD2 can access the List of Accounts, Account Balances and Transactions.

API Description

Why should I integrate the Account Information API?

Account Information API enables you to access to account identification data, account balances and account transactions history.

With this type of information you may provide to your users a consolidated view of their available balance, incomes and spending. Based on the transactions history you may understand the spending behavior of your users, both private and corporate, predict overdrafts and warn or offer them a credit line from your partner credit institutions, reconcile invoices with payments for corporates, alert for the possibility of fraud when abnormal spends occur, etc.

Overview

Access Account Services

Account Access

Account Access

A user that is client of the TPP can access via mobile phone or web browser to the account transactions that already can access through its Banks interface.

Define Accounts

Define Accounts

The user can access its Bank accounts, and define each account to make available to the Corporate & Finetech.

Customer Authentication

Customer Authentication

The user authenticates on his Bank, chooses the payment accounts to be accessed.

User Consent

User Consent

The user grants to the TPP the consent to access to account balances and transactions.

Corporate Fintech Order

Corporate & Finetech Order

The TPP accesses the account information and its balances and transactions.

Withdraw Consent

Withdraw Consent

The user may revoke its consent at anytime.

What are you waiting for?

To start exploring this API, go to the Sandbox.

Payment Init

See also

Payment Initiation

Offer your client the possibility to pay using the same seamless experience as in his Internet Banking.

Learn More